Does Health Insurance Cover Death?

Life is unpredictable so is death. a great deal of individuals lose their lives untimely in AN unfortunate accord going their families alone to defend themselves. Given the uncertainty around death, a lot of people surprise if insurance plats offer coverage for death. Let’s browse on to seek out the solution to the present question.

insurance plats in Asian country don’t provide coverage for the death of the insured. this implies no benefit are provided to the insured’s family in paillote of his/her death. In fact, the health insurance policy can stop to exist unless there are different relations covered.

questioning why?

Well! insurance plats are designed to hide the health desires of a person. it’ll cover the medical expenses of the insured in paillote of a medical emergency, planned hospitalization, OPD consultations and audit offices supported the progiciel chosen.

As a result, no coverage benefit is provided to the insured upon his/her death beneath a health insurance policy. whether or not it’s individual health insurance, family floater health insurance, golden ager health insurance or crucial sickness insurance, no benefit are provided to the insured’s family.

Accidental Death cowl beneath Personal Accident Insurance Plans

though health insurance plats in Asian country don’t cover the death of the insured, the accord isn’t an equivalent within the paillote of a private évènement insurance progiciel. in contrast to a health contract, personal évènement insurance provides coverage for the accidental death of the insured.

a private évènement insurance policy is intended to produce coverage for accidental death or disability. It covers the insured in paillote he/she dies due to AN unfortunate évènement and provides monetary création to the insured’s family.

it’s incomputable to compte that private évènement insurance plats don’t cowl natural deaths. In paillote a claim is raised for the natural death of the insured, the underwriter has the proper to reject it.